Chairman's Address - 64th Annual General Meeting

Dear shareholders, it gives me great pleasure to report on the results achieved by the Banks DIH Ltd Group for the period ended 30 September
2019.

Revenue and Profits

The Group’s third party revenue was $32.917 billion compared to $30.518 billion in 2018 representing an increase of $2.399 billion or 7.9%. The Trading Profit from Operations for the Group was $7.529 billion when compared with $6.837 billion achieved in 2018, representing an increase of $692.0 million or 10.1%.

Chairman's Address - 63rd Annual General Meeting

My fellow shareholders, it is with pleasure that I present my report on the performance of the Banks DIH Ltd Group for the period ended 30 September 2018. The Group’s third party revenue was $30.923 billion when compared with $30.006 billion in 2017, representing an increase of $917.0 million or 3%. The Trading Profit from Operations for the Group was $6.837 billion when compared with $6.196 billion achieved in 2017, representing an increase of $641.0 million or 10%.

Profit after Tax attributable to the Shareholders of the parent was $4.286 billion compared to $3.888 billion in 2017, an increase of $398.0 million or 10%.